Debt settlement companies are very plentiful. But how do you really choose a debt settlement company among the myriad of companies that exist today?

Start with the yellow pages

The Yellow pages is a great place to begin looking for a debt settlement service. Thumb through the yellow pages and you will find specific sections for debt settlement as well as credit and debt counselling.

• Internet: The internet is another great resource to find debt settlement companies online. Search for debt settlement and enter your city and state next to your search query to get local results or visit Google local and then search for debt consolidation. Either way, you will get a handful of debt settlement companies using the Internet. Since you cannot meet a debt counselor in person if you choose to deal with a company on the web, it makes sense to go to their office in person and leave with a good feeling. If you feel uncomfortable about the company, just move on and try another one.
  
  
• Your local church: Your local church is another excellent option for your debt settlement search. Ask your friends who they would recommend for debt settlement. Many might have considered debt settlement and will help you find a debt settlement company that can serve your needs. A personal referral is an excellent thing when it comes to debt settlement.
  
  
• Banks and Mail Offers: Banks that you don't already have a relationship with might offer you a good deal in order to win your business. Mailers offering debt settlement programs might so the same. These lenders already want your business. They've mailed you an offer because something about your profile fits their needs.